:root {
  --primary: #E84855;
  --secondary: #F7A325;
  --accent: #2EC4B6;
  --accent-dark: #1A8C85;
  --text: #2C3E50;
  --muted: #7F8C8D;
  --paper: #FAFAF8;
  --paper-2: #F5F3F0;
  --paper-3: #F9F7F4;
  --line: #F0EEEB;
  --white: #FFFFFF;
  --logo-blue: #0048AE;
  --logo-cyan: #46B8EC;
  --ink: #1A2633;
  --soft-ink: #425466;
  --shadow: 0 22px 60px rgba(44, 62, 80, 0.11);
  --max: 1160px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: "Manrope", Arial, sans-serif;
  font-size: 15px;
  line-height: 1.72;
  overflow-x: hidden;
}

body.loaded .hero-copy {
  animation: heroCopyIn 0.85s cubic-bezier(0.2, 0.8, 0.2, 1) both;
}

body.loaded .hero-panel {
  animation: heroPanelIn 0.95s cubic-bezier(0.2, 0.8, 0.2, 1) 0.12s both, panelFloat 7s ease-in-out 1.2s infinite;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

button,
input,
select,
textarea {
  font: inherit;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  z-index: 1000;
  background: var(--logo-blue);
  color: var(--white);
  padding: 0.75rem 1rem;
  text-decoration: none;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 100;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 0.9rem clamp(1rem, 4vw, 3.5rem);
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(44, 62, 80, 0.1);
  backdrop-filter: blur(18px);
  transition: box-shadow 0.25s ease, padding 0.25s ease;
}

.site-header.scrolled {
  padding-block: 0.68rem;
  box-shadow: 0 16px 44px rgba(44, 62, 80, 0.09);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--ink);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0;
  line-height: 1.15;
  text-decoration: none;
  text-transform: uppercase;
}

.brand img {
  width: 40px;
  height: 40px;
  border-radius: 5px;
  object-fit: contain;
}

.brand strong {
  display: block;
  color: var(--logo-blue);
  font-weight: 800;
}

.primary-nav {
  display: flex;
  align-items: center;
  gap: clamp(1rem, 2vw, 1.75rem);
}

.primary-nav a {
  color: var(--soft-ink);
  font-size: 0.82rem;
  font-weight: 700;
  text-decoration: none;
  transition: color 0.2s ease;
}

.primary-nav a:hover {
  color: var(--logo-blue);
}

.nav-cta {
  position: relative;
  overflow: hidden;
  border: 1px solid rgba(0, 72, 174, 0.22);
  background: var(--logo-blue);
  color: var(--white) !important;
  padding: 0.58rem 0.95rem;
  border-radius: 3px;
}

.nav-cta::after,
.btn-primary::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(110deg, transparent 0%, rgba(255, 255, 255, 0.24) 45%, transparent 70%);
  transform: translateX(-120%);
  transition: transform 0.65s ease;
}

.nav-cta:hover::after,
.btn-primary:hover::after {
  transform: translateX(120%);
}

.nav-toggle {
  display: none;
  width: 40px;
  height: 40px;
  border: 1px solid rgba(44, 62, 80, 0.14);
  border-radius: 3px;
  background: var(--white);
}

.nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: var(--ink);
}

.section,
.hero {
  padding-inline: clamp(1rem, 5vw, 4rem);
}

.section {
  padding-block: clamp(4.25rem, 7vw, 6.8rem);
}

.section-band {
  min-height: 94vh;
  display: flex;
  align-items: center;
  padding-top: 7rem;
  background:
    linear-gradient(90deg, rgba(0, 72, 174, 0.07), transparent 36%),
    linear-gradient(180deg, #FFFFFF 0%, var(--paper) 72%, var(--paper-2) 100%);
}

.hero-inner,
.split-layout,
.about-layout,
.contact-layout {
  width: min(100%, var(--max));
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(320px, 0.95fr);
  gap: clamp(2rem, 6vw, 5rem);
  align-items: center;
}

.eyebrow {
  margin: 0 0 0.9rem;
  color: var(--logo-blue);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.eyebrow.teal {
  color: var(--accent-dark);
}

h1,
h2,
h3 {
  margin: 0;
  color: var(--ink);
  font-family: "Source Serif 4", Georgia, serif;
  letter-spacing: 0;
  line-height: 1.08;
}

h1 {
  max-width: 730px;
  font-size: clamp(2.65rem, 5vw, 5rem);
  font-weight: 700;
}

h2 {
  font-size: clamp(1.85rem, 3.4vw, 3.15rem);
  font-weight: 700;
}

h3 {
  font-size: 1.08rem;
  font-weight: 700;
}

.hero-lead,
.section-head p,
.split-layout p,
.about-layout p,
.contact-layout p {
  color: var(--soft-ink);
  font-size: clamp(0.94rem, 1.05vw, 1.02rem);
  font-weight: 400;
}

.hero-lead {
  max-width: 620px;
  margin: 1.35rem 0 0;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 2rem;
}

.btn {
  position: relative;
  overflow: hidden;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  border: 1px solid transparent;
  border-radius: 3px;
  padding: 0.78rem 1.15rem;
  font-size: 0.88rem;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--logo-blue);
  color: var(--white);
  box-shadow: 0 13px 30px rgba(0, 72, 174, 0.18);
}

.btn-secondary {
  background: transparent;
  color: var(--logo-blue);
  border-color: rgba(0, 72, 174, 0.22);
}

.hero-panel,
.finance-board,
.founder-card,
.contact-form {
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(44, 62, 80, 0.11);
  border-radius: 4px;
  box-shadow: var(--shadow);
}

.hero-panel {
  position: relative;
  padding: clamp(1.35rem, 2.6vw, 2rem);
  transform-style: preserve-3d;
}

.panel-topline {
  position: absolute;
  inset: 0 0 auto;
  height: 3px;
  background: linear-gradient(90deg, var(--logo-blue), var(--logo-cyan), var(--accent));
  border-radius: 4px 4px 0 0;
}

.panel-label,
.board-title {
  margin: 0 0 0.45rem;
  color: var(--muted);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.hero-panel h2 {
  font-size: clamp(1.45rem, 2.5vw, 1.95rem);
}

.metric-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.85rem;
  margin: 1.7rem 0;
}

.metric-grid div,
.finance-stats div {
  background: var(--paper-3);
  border: 1px solid var(--line);
  border-radius: 3px;
  padding: 0.9rem;
}

.metric-grid strong,
.finance-stats strong {
  display: block;
  color: var(--logo-blue);
  font-family: "Manrope", Arial, sans-serif;
  font-size: 1.55rem;
  font-weight: 800;
  line-height: 1;
}

.metric-grid span,
.finance-stats span {
  display: block;
  margin-top: 0.35rem;
  color: var(--muted);
  font-size: 0.72rem;
  line-height: 1.35;
}

.hero-capabilities {
  display: grid;
  gap: 0;
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-capabilities li {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.88rem 0;
  border-top: 1px solid var(--line);
}

.hero-capabilities span {
  font-weight: 800;
}

.hero-capabilities small {
  color: var(--muted);
}

.section-head {
  width: min(100%, var(--max));
  margin: 0 auto 2.6rem;
}

.section-head p {
  max-width: 610px;
}

.services-grid,
.bank-grid,
.testimonial-grid,
.process-list {
  width: min(100%, var(--max));
  margin: 0 auto;
  display: grid;
  gap: 1rem;
}

.services-grid {
  grid-template-columns: repeat(4, 1fr);
}

.service-card,
.bank-card,
.testimonial,
.process-item {
  position: relative;
  overflow: hidden;
  background: var(--white);
  border: 1px solid rgba(44, 62, 80, 0.1);
  border-radius: 4px;
  padding: clamp(1.15rem, 2vw, 1.65rem);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.service-card::before,
.bank-card::before,
.process-item::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 3px;
  background: linear-gradient(180deg, var(--logo-blue), var(--accent));
  transform: scaleY(0);
  transform-origin: bottom;
  transition: transform 0.28s ease;
}

.service-card:hover,
.bank-card:hover,
.process-item:hover {
  transform: translateY(-4px);
  border-color: rgba(0, 72, 174, 0.22);
  box-shadow: var(--shadow);
}

.service-card:hover::before,
.bank-card:hover::before,
.process-item:hover::before {
  transform: scaleY(1);
}

.service-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 52px;
  margin-bottom: 1rem;
}

.service-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border: 1px solid rgba(0, 72, 174, 0.14);
  border-radius: 4px;
  background:
    linear-gradient(135deg, rgba(0, 72, 174, 0.06), rgba(70, 184, 236, 0.08)),
    var(--white);
  color: var(--logo-blue);
  flex: 0 0 auto;
  transition: transform 0.28s ease, box-shadow 0.28s ease, color 0.28s ease;
}

.service-icon svg {
  width: 25px;
  height: 25px;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.service-card:nth-child(2) .service-icon {
  color: var(--accent-dark);
  border-color: rgba(26, 140, 133, 0.18);
  background:
    linear-gradient(135deg, rgba(46, 196, 182, 0.08), rgba(26, 140, 133, 0.06)),
    var(--white);
}

.service-card:nth-child(3) .service-icon {
  color: var(--secondary);
  border-color: rgba(247, 163, 37, 0.2);
  background:
    linear-gradient(135deg, rgba(247, 163, 37, 0.09), rgba(232, 72, 85, 0.04)),
    var(--white);
}

.service-card:nth-child(4) .service-icon {
  color: var(--primary);
  border-color: rgba(232, 72, 85, 0.18);
  background:
    linear-gradient(135deg, rgba(232, 72, 85, 0.08), rgba(0, 72, 174, 0.04)),
    var(--white);
}

.service-card:hover .service-icon {
  transform: translateY(-4px) rotate(-3deg);
  box-shadow: 0 14px 30px rgba(0, 72, 174, 0.12);
}

.service-card:hover .service-icon svg {
  animation: iconDraw 0.85s ease both;
}

.card-number,
.process-item span {
  display: inline-block;
  margin-bottom: 0;
  color: var(--primary);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.14em;
}

.service-card p,
.process-item p,
.testimonial p {
  color: var(--soft-ink);
  font-size: 0.9rem;
  font-weight: 400;
}

.service-card a {
  color: var(--logo-blue);
  font-size: 0.84rem;
  font-weight: 800;
  text-decoration: none;
}

.accent-section,
.process-section {
  background: var(--paper-2);
}

.check-list {
  display: grid;
  gap: 0.78rem;
  margin: 1.45rem 0 1.8rem;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.55rem;
  color: var(--soft-ink);
  font-size: 0.92rem;
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.62rem;
  width: 0.48rem;
  height: 0.48rem;
  border-radius: 50%;
  background: var(--accent-dark);
}

.finance-board {
  padding: clamp(1.35rem, 2.6vw, 2rem);
}

.finance-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.85rem;
  margin: 1.35rem 0;
}

.finance-stats strong {
  color: var(--accent-dark);
}

.insight {
  margin: 0;
  padding: 1rem;
  background: rgba(46, 196, 182, 0.08);
  border: 1px solid rgba(46, 196, 182, 0.18);
  border-radius: 3px;
}

.bank-grid {
  grid-template-columns: repeat(4, 1fr);
  margin-top: 2.8rem;
}

.bank-card {
  position: relative;
}

.bank-card.best {
  border-color: rgba(46, 196, 182, 0.5);
}

.best-label {
  display: inline-block;
  margin-bottom: 0.9rem;
  background: var(--accent-dark);
  color: var(--white);
  border-radius: 2px;
  padding: 0.22rem 0.54rem;
  font-size: 0.62rem;
  font-weight: 800;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.bank-card p {
  margin: 0.35rem 0 1rem;
  color: var(--muted);
  font-size: 0.82rem;
}

.bank-card dl {
  display: grid;
  gap: 0.55rem;
  margin: 0;
}

.bank-card dl div {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  border-top: 1px solid var(--line);
  padding-top: 0.58rem;
}

.bank-card dt {
  color: var(--muted);
  font-size: 0.76rem;
}

.bank-card dd {
  margin: 0;
  color: var(--ink);
  font-size: 0.78rem;
  font-weight: 800;
  text-align: right;
}

.about-layout {
  grid-template-columns: 0.85fr 1.15fr;
}

.founder-card {
  padding: clamp(1.35rem, 2.6vw, 2rem);
}

.founder-card img {
  width: 72px;
  height: 72px;
  margin-bottom: 1.2rem;
  border-radius: 6px;
}

.tags {
  display: flex;
  flex-wrap: wrap;
  gap: 0.45rem;
  margin-top: 1.25rem;
}

.tags span {
  border: 1px solid rgba(0, 72, 174, 0.18);
  border-radius: 2px;
  background: rgba(0, 72, 174, 0.05);
  color: var(--logo-blue);
  padding: 0.28rem 0.62rem;
  font-size: 0.74rem;
  font-weight: 800;
}

.process-list {
  grid-template-columns: repeat(4, 1fr);
}

.process-item span {
  transition: transform 0.25s ease, color 0.25s ease;
}

.process-item:hover span {
  color: var(--logo-blue);
  transform: translateX(4px);
}

.testimonials-section {
  background: var(--paper);
}

.testimonial-grid {
  grid-template-columns: repeat(3, 1fr);
}

.testimonial {
  margin: 0;
  transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.testimonial:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.testimonial footer {
  margin-top: 1.35rem;
  color: var(--ink);
  font-weight: 800;
}

.testimonial footer span {
  display: block;
  margin-top: 0.2rem;
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 500;
}

.contact-section {
  background:
    linear-gradient(135deg, rgba(0, 72, 174, 0.06), rgba(46, 196, 182, 0.05)),
    var(--paper-2);
}

.contact-details {
  display: grid;
  gap: 0.7rem;
  margin-top: 1.8rem;
}

.contact-details p {
  margin: 0;
  padding: 0.9rem 0;
  border-top: 1px solid rgba(44, 62, 80, 0.12);
}

.contact-details span {
  display: block;
  color: var(--muted);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.contact-form {
  display: grid;
  gap: 0.9rem;
  padding: clamp(1.15rem, 2.6vw, 1.8rem);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.9rem;
}

label {
  display: grid;
  gap: 0.36rem;
  color: var(--ink);
  font-size: 0.78rem;
  font-weight: 800;
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid rgba(44, 62, 80, 0.14);
  border-radius: 3px;
  background: var(--white);
  color: var(--ink);
  padding: 0.78rem 0.82rem;
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

input:focus,
select:focus,
textarea:focus {
  border-color: var(--logo-blue);
  box-shadow: 0 0 0 4px rgba(0, 72, 174, 0.08);
}

textarea {
  resize: vertical;
}

.form-status {
  min-height: 1.4rem;
  margin: 0;
  color: var(--accent-dark);
  font-size: 0.86rem;
  font-weight: 800;
}

.site-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1.8rem clamp(1rem, 5vw, 4rem);
  background: var(--ink);
  color: var(--white);
}

.site-footer .brand {
  color: var(--white);
}

.site-footer .brand strong {
  color: var(--logo-cyan);
}

.site-footer p {
  margin: 0;
  color: #E8E6E1;
  font-size: 0.8rem;
}

.site-footer div {
  display: flex;
  gap: 0.9rem;
}

.site-footer a {
  color: #E8E6E1;
  font-size: 0.82rem;
  text-decoration: none;
}

.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.72s cubic-bezier(0.2, 0.8, 0.2, 1), transform 0.72s cubic-bezier(0.2, 0.8, 0.2, 1);
  transition-delay: var(--reveal-delay, 0ms);
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes heroCopyIn {
  from {
    opacity: 0;
    transform: translateY(24px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes heroPanelIn {
  from {
    opacity: 0;
    transform: translateY(28px) scale(0.98);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
  }
}

@keyframes panelFloat {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes iconDraw {
  0% {
    stroke-dasharray: 1 80;
    stroke-dashoffset: 22;
  }
  100% {
    stroke-dasharray: 80 0;
    stroke-dashoffset: 0;
  }
}

@media (max-width: 1050px) {
  .services-grid,
  .bank-grid,
  .process-list {
    grid-template-columns: repeat(2, 1fr);
  }

  .hero-inner,
  .split-layout,
  .about-layout,
  .contact-layout {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 820px) {
  .nav-toggle {
    display: block;
  }

  .primary-nav {
    position: absolute;
    left: 1rem;
    right: 1rem;
    top: calc(100% + 0.55rem);
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 0.65rem;
    background: var(--white);
    border: 1px solid rgba(44, 62, 80, 0.12);
    border-radius: 4px;
    box-shadow: var(--shadow);
  }

  .primary-nav.open {
    display: flex;
  }

  .primary-nav a {
    padding: 0.78rem;
  }

  .hero {
    min-height: auto;
    padding-top: 7.2rem;
  }

  .metric-grid,
  .finance-stats,
  .testimonial-grid {
    grid-template-columns: 1fr;
  }

  .site-footer {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 620px) {
  body {
    font-size: 14px;
  }

  .brand span {
    max-width: 190px;
  }

  .services-grid,
  .bank-grid,
  .process-list,
  .form-row {
    grid-template-columns: 1fr;
  }

  h1 {
    font-size: clamp(2.3rem, 12vw, 3.6rem);
  }

  .hero-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }

  .bank-card dl div {
    align-items: flex-start;
    flex-direction: column;
    gap: 0.18rem;
  }

  .bank-card dd {
    text-align: left;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }

  body.loaded .hero-copy,
  body.loaded .hero-panel {
    animation: none;
  }
}